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TERMS AND CONDITIONS

StudyAbroadMarket.com
Operated by Medicto Ltd, United Kingdom
Company Number: 10447946

Last updated: 6 October 2026

These Terms and Conditions (“Terms”) govern your access to and use of StudyAbroadMarket.com (the “Website”, “Platform”, “Service” or “Services”), which is operated by Medicto Ltd, a company incorporated in the United Kingdom with company number 10447946 (“Medicto”, “we”, “us” or “our”).

By accessing, browsing or using the Website, purchasing a report or service, or otherwise using any part of the Platform, you acknowledge that you have read, understood and agree to be bound by these Terms.

If you do not agree with these Terms, please do not use the Website or purchase our Services.

1. ABOUT STUDYABROADMARKET.COM

StudyAbroadMarket.com is an information, research and educational platform intended to assist individuals researching international education and study-abroad opportunities.

The Platform may provide information relating to, among other things:

  • universities and colleges;

  • higher-education institutions;

  • courses and programmes;

  • admission requirements;

  • tuition fees;

  • scholarships;

  • student accommodation;

  • student visas;

  • immigration requirements;

  • study destinations;

  • qualification recognition;

  • employment and post-study opportunities;

  • university comparisons;

  • rankings and research;

  • country comparisons;

  • educational pathways; and

  • other information relevant to prospective international students.

Our Services are intended to assist users with their own research and decision-making.

StudyAbroadMarket.com is not a university, college, government authority, immigration authority, embassy, consulate, visa authority, admissions office, accreditation authority, regulator, law firm, immigration law firm, financial adviser or other government or professional authority.

2. IMPORTANT DISCLAIMER

The information provided through StudyAbroadMarket.com is provided for general informational and research purposes only.

We make reasonable efforts to provide useful information; however, we do not guarantee that information available through the Website or in any report is accurate, complete, current, reliable, error-free or suitable for your particular circumstances.

Information relating to international education can change frequently.

Universities, governments, immigration authorities, regulators and other organisations may change:

  • admission requirements;

  • tuition fees;

  • application deadlines;

  • course availability;

  • scholarship requirements;

  • visa requirements;

  • immigration rules;

  • financial requirements;

  • English-language requirements;

  • qualification-recognition requirements;

  • work rights;

  • post-study work rights;

  • accreditation or recognition status; and

  • other policies and procedures.

Such changes may occur without notice to us.

You must independently verify important information with the relevant official university, government authority, immigration authority, embassy, regulator or other authoritative source before relying on it or taking action.

3. USE OF ARTIFICIAL INTELLIGENCE

StudyAbroadMarket.com uses artificial intelligence (“AI”), machine-learning systems, automated technologies, databases and other technological tools in connection with some of our research, analysis, content generation, data processing, comparisons and reports.

AI-generated or AI-assisted information can contain:

  • factual errors;

  • omissions;

  • outdated information;

  • incorrect interpretations;

  • incorrect calculations;

  • inaccurate recommendations;

  • incomplete information;

  • incorrect university or course information;

  • incorrect admission information;

  • incorrect visa or immigration information; or

  • other inaccuracies.

AI-generated or AI-assisted information may not be 100% accurate, complete or up to date.

You acknowledge and accept that information produced or assisted by AI must be independently checked before being relied upon, particularly where the information concerns education, admission, immigration, visas, legal matters, financial decisions, professional licensing or other significant decisions.

We do not represent that AI-generated or AI-assisted content is equivalent to advice from a qualified professional or an official authority.

4. NO GUARANTEE OF ACCURACY

To the fullest extent permitted by applicable law, we do not guarantee that:

  • information is accurate;

  • information is complete;

  • information is current;

  • information is suitable for your circumstances;

  • information will remain unchanged;

  • information obtained from third parties is correct;

  • university information is complete;

  • university rankings are accurate or definitive;

  • accreditation information is current;

  • admission requirements are current;

  • visa requirements are current;

  • tuition fees are current;

  • scholarship information is current;

  • course availability is current; or

  • any particular recommendation will produce a desired outcome.

You use the information at your own discretion and risk, subject to any rights that cannot legally be excluded.

5. NO GUARANTEE OF ADMISSION

StudyAbroadMarket.com does not guarantee, promise or represent that any user will be admitted to any university, college or educational institution.

The purchase of a report, recommendation or other Service does not constitute:

  • an admission offer;

  • an application;

  • an admission assessment by a university;

  • confirmation of eligibility;

  • a conditional admission;

  • a guaranteed admission;

  • an endorsement by a university; or

  • a promise of acceptance.

Admission decisions are made by individual educational institutions and are outside our control.

6. NO GUARANTEE OF VISA OR IMMIGRATION OUTCOME

StudyAbroadMarket.com does not guarantee, promise or represent that any user will receive a visa, immigration permission or other authorisation.

We do not guarantee:

  • student visa approval;

  • immigration approval;

  • visa issuance;

  • visa renewal;

  • residence permission;

  • work permission;

  • post-study work permission;

  • permanent residence;

  • citizenship;

  • entry into any country; or

  • any other immigration outcome.

Visa and immigration decisions are made by the relevant government or immigration authorities.

A recommendation, university selection or report from StudyAbroadMarket.com does not increase or guarantee the likelihood of visa approval.

7. NO GUARANTEE OF OTHER OUTCOMES

We do not guarantee or promise:

  • scholarships;

  • grants;

  • financial aid;

  • employment;

  • part-time employment;

  • internships;

  • post-study employment;

  • professional licensing;

  • qualification recognition;

  • permanent residence;

  • citizenship;

  • a particular salary;

  • a particular university ranking;

  • a particular tuition fee;

  • a particular course;

  • accommodation;

  • admission deadlines;

  • financial savings; or

  • any particular educational, immigration, financial or career outcome.

No statement made by StudyAbroadMarket.com should be interpreted as a promise of a particular outcome.

8. YOUR RESPONSIBILITY TO CONDUCT DUE DILIGENCE

You are responsible for conducting your own independent due diligence before making any educational, financial, immigration, legal or other significant decision.

You should independently verify, where relevant:

  1. university recognition;

  2. institutional accreditation;

  3. course accreditation;

  4. course availability;

  5. admission requirements;

  6. academic requirements;

  7. qualification equivalency;

  8. English-language requirements;

  9. tuition fees;

  10. additional fees;

  11. scholarship requirements;

  12. application deadlines;

  13. visa requirements;

  14. immigration requirements;

  15. financial requirements;

  16. health requirements;

  17. insurance requirements;

  18. work restrictions;

  19. post-study work rights;

  20. professional licensing requirements;

  21. qualification recognition;

  22. accommodation requirements; and

  23. any other requirement applicable to you.

You should obtain information directly from official sources before making a final decision.

9. RESPONSIBILITY FOR YOUR OWN DECISIONS

You acknowledge that you are responsible for your own decisions.

If you decide to apply to a university, pay tuition fees, pay an application fee, apply for a visa, travel to another country, sign an accommodation agreement, take out a loan, leave employment, relocate or take any other action based partly or wholly on information obtained through StudyAbroadMarket.com, you do so based on your own assessment and due diligence.

We do not make decisions on your behalf.

10. INTERNATIONAL AND GLOBAL USERS

StudyAbroadMarket.com is operated by a company based in the United Kingdom but is intended for users in different countries around the world.

Different countries have different laws relating to:

  • education;

  • university admissions;

  • immigration;

  • visas;

  • consumer protection;

  • taxation;

  • data protection;

  • financial transactions;

  • advertising;

  • professional licensing;

  • qualification recognition; and

  • other matters.

Your use of StudyAbroadMarket.com is subject to all laws and regulations applicable to you.

You are responsible for determining whether your use of our Website and Services is lawful in your country or jurisdiction.

11. YOUR LOCAL LAWS

You are responsible for complying with:

  • the laws of your country of citizenship;

  • the laws of your country of residence;

  • the laws of any country from which you access our Website;

  • the laws of the country where you intend to study;

  • immigration and visa laws;

  • university regulations;

  • qualification-recognition requirements;

  • financial and tax obligations; and

  • any other applicable laws and regulations.

StudyAbroadMarket.com does not provide advice on whether your individual circumstances comply with the laws of your country.

Where appropriate, you should obtain advice from a qualified professional or relevant government authority.

12. NO LEGAL OR IMMIGRATION ADVICE

Information provided through StudyAbroadMarket.com does not constitute:

  • legal advice;

  • immigration advice;

  • tax advice;

  • financial advice;

  • professional licensing advice;

  • regulated educational advice; or

  • advice from a government authority.

For legal matters, you should consult an appropriately qualified lawyer or solicitor.

For immigration matters, you should consult an appropriately qualified immigration professional or the relevant government authority.

For university admission matters, you should contact the relevant university.

13. COUNTRY-SPECIFIC INFORMATION

Information about a particular country, university, institution, course, visa or immigration route may be specific to a particular time, nationality, residence status or individual circumstance.

A requirement applicable to one person may not apply to another person.

Eligibility can depend on factors including:

  • nationality;

  • country of residence;

  • age;

  • previous education;

  • grades;

  • qualifications;

  • work experience;

  • financial circumstances;

  • chosen course;

  • chosen institution;

  • destination country;

  • immigration history; and

  • other individual circumstances.

You are responsible for determining whether information applies to you.

14. NO UNIVERSITY PROMOTION PAYMENTS

StudyAbroadMarket.com aims to provide independent educational information.

We do not take money from universities or educational institutions in exchange for promoting them, ranking them or recommending them.

The inclusion of a university, college, course or institution on our Website or in our reports does not mean that the institution has paid us to be included or recommended.

A university’s appearance on the Platform should not be interpreted as an endorsement, partnership or guarantee.

Nothing in this section prevents Medicto Ltd from entering into legitimate commercial arrangements with third parties where permitted by law. Where disclosure is legally required, appropriate disclosure will be made.

15. UNIVERSITY AND THIRD-PARTY INFORMATION

Information about universities and educational institutions may originate from:

  • public sources;

  • university websites;

  • government sources;

  • regulatory databases;

  • third-party databases;

  • publicly available information;

  • data providers;

  • automated systems;

  • AI-assisted research; and

  • other sources.

We do not control all third-party information.

We therefore cannot guarantee that third-party information is accurate, complete or current.

You should verify information directly with the relevant university or authority.

16. THIRD-PARTY WEBSITES

The Website may contain links to third-party websites, including university websites, government websites, visa websites, educational institutions and other organisations.

We do not control third-party websites.

We are not responsible for:

  • their content;

  • their accuracy;

  • their availability;

  • their security;

  • their privacy practices;

  • their policies;

  • their decisions;

  • their services; or

  • any loss arising from your use of them.

A link to a third-party website does not necessarily constitute an endorsement or recommendation.

17. REPORTS AND RESEARCH SERVICES

Where you purchase a report or research Service, the report is prepared using information and methodologies that we consider appropriate for the Service.

Reports are provided for general research and informational purposes.

A report does not constitute:

  • an official university assessment;

  • an admission decision;

  • a visa decision;

  • immigration advice;

  • legal advice;

  • financial advice;

  • a guarantee of eligibility;

  • a guarantee of admission; or

  • a guarantee of any other outcome.

18. REPORT INFORMATION MAY CHANGE

Information contained in a report may become outdated after the report has been prepared.

For example, after delivery of a report:

  • a university may change its tuition fees;

  • a university may close or change a course;

  • admission requirements may change;

  • a scholarship may expire;

  • a government may change visa requirements;

  • immigration rules may change;

  • a university’s recognition status may change; or

  • application deadlines may change.

Unless expressly agreed otherwise, we are not required to update a previously delivered report solely because information changes after delivery.

19. FEES AND PAYMENTS

Where a Service is offered for payment, the applicable price will be displayed before purchase.

You agree to pay the applicable price using the payment method made available to you.

Unless expressly stated otherwise, our fees do not include:

  • university application fees;

  • university tuition fees;

  • visa fees;

  • immigration fees;

  • government fees;

  • examination fees;

  • professional adviser fees;

  • accommodation costs;

  • travel costs;

  • insurance;

  • banking charges;

  • currency conversion charges; or

  • other third-party costs.

20. REFUND POLICY

Purchases of reports and research Services are generally final and non-refundable.

We do not generally provide refunds simply because you are dissatisfied with a report, disagree with its conclusions, change your mind or do not achieve the outcome you expected.

Examples of circumstances that generally do not qualify for a refund include:

  • you do not like the recommendations;

  • you disagree with the report;

  • you expected different recommendations;

  • you find another source of information;

  • you change your study plans;

  • you decide not to study abroad;

  • a university rejects your application;

  • a university does not respond to your application;

  • you do not obtain a scholarship;

  • you do not obtain a student visa;

  • your immigration application is rejected;

  • you do not achieve your desired career outcome; or

  • you do not receive the outcome you expected.

Nothing in this section is intended to exclude or restrict any refund, cancellation right, statutory remedy or other consumer right that cannot lawfully be excluded or restricted in your jurisdiction.

Where applicable law provides you with mandatory rights, those rights continue to apply.

21. CONSUMER RIGHTS

Because StudyAbroadMarket.com may be used by consumers around the world, mandatory consumer protection laws may apply depending on your location and circumstances.

Nothing in these Terms is intended to remove or restrict a mandatory consumer right that cannot legally be excluded or restricted.

Where permitted by applicable law, these Terms will apply to the fullest extent permitted.

22. INTERNATIONAL PAYMENTS AND TAXES

If you purchase a Service from another country, you may be responsible for:

  • local taxes;

  • VAT or similar taxes;

  • customs or other charges where applicable;

  • banking fees;

  • payment-provider fees;

  • currency-conversion charges; and

  • other charges imposed by your jurisdiction or payment provider.

Unless expressly stated otherwise, such charges are your responsibility.

23. SANCTIONS AND RESTRICTED JURISDICTIONS

We may restrict or refuse transactions, access or Services where we reasonably consider this necessary to comply with:

  • applicable sanctions;

  • anti-money-laundering requirements;

  • export controls;

  • other legal requirements;

  • payment-provider restrictions; or

  • other regulatory obligations.

Users must not use the Website or Services in violation of applicable laws or sanctions.

24. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, Medicto Ltd, StudyAbroadMarket.com and their respective directors, officers, employees, contractors, agents and service providers shall not be liable for losses, damages, costs or expenses arising from or relating to:

  • reliance on information provided through the Website;

  • AI-generated or AI-assisted information;

  • inaccurate or outdated information;

  • omissions;

  • university admission decisions;

  • visa decisions;

  • immigration decisions;

  • scholarship decisions;

  • qualification-recognition decisions;

  • government decisions;

  • changes in law or regulation;

  • changes in university policies;

  • third-party information;

  • third-party websites;

  • missed application deadlines;

  • incorrect information supplied by a user;

  • failure to verify information;

  • educational decisions;

  • financial decisions;

  • immigration decisions; or

  • any educational, immigration, financial or career outcome.

You acknowledge that you should not rely solely on StudyAbroadMarket.com for significant decisions.

Nothing in these Terms excludes or limits liability or rights that cannot legally be excluded or limited under applicable law.

25. NO LIABILITY FOR UNIVERSITY OR GOVERNMENT DECISIONS

Universities, educational institutions, governments, embassies, immigration authorities and other third parties independently make their own decisions.

StudyAbroadMarket.com does not control those decisions.

We are not responsible for a decision made by:

  • a university;

  • admissions office;

  • government;

  • immigration authority;

  • embassy;

  • consulate;

  • regulator;

  • scholarship provider;

  • employer; or

  • other third party.

26. YOUR INFORMATION

You are responsible for ensuring that information you provide to us is accurate and complete.

We are not responsible for consequences resulting from incorrect, incomplete or misleading information provided by you.

Where a Service relies on information supplied by you, the quality and usefulness of the Service may depend on the accuracy of that information.

27. INTELLECTUAL PROPERTY

Unless otherwise stated, the Website, reports, text, graphics, designs, databases, software, branding, logos and other materials provided by StudyAbroadMarket.com are owned by or licensed to Medicto Ltd.

Unless expressly permitted, you may not:

  • reproduce our reports;

  • resell our reports;

  • distribute our reports;

  • publish our reports;

  • upload our reports to another platform;

  • commercially exploit our reports;

  • copy substantial portions of our content; or

  • otherwise use our proprietary content for commercial purposes.

Purchased reports are generally provided for your personal use unless expressly stated otherwise.

28. ACCEPTABLE USE

You agree not to:

  • use the Website for unlawful purposes;

  • attempt to obtain unauthorised access;

  • interfere with Website functionality;

  • introduce malicious software;

  • misuse the Website;

  • scrape or copy substantial amounts of content without permission;

  • circumvent technical restrictions;

  • impersonate another person or organisation;

  • submit fraudulent information; or

  • use the Website in a way that may damage our systems, business or reputation.

29. WEBSITE AVAILABILITY

We do not guarantee that the Website will:

  • always be available;

  • be uninterrupted;

  • be free from errors;

  • be free from security vulnerabilities; or

  • remain available indefinitely.

We may modify, suspend or discontinue features or Services where reasonably necessary.

30. CHANGES TO SERVICES

We may change, update, suspend or discontinue any part of the Website or Services from time to time.

We may also change these Terms.

The latest version will be published on the Website with an updated “Last updated” date.

31. SUSPENSION OR TERMINATION

We may suspend or terminate access to the Website or Services where reasonably necessary, including where a user:

  • breaches these Terms;

  • uses the Website unlawfully;

  • abuses the Service;

  • attempts fraud;

  • interferes with our systems; or

  • creates a legal, security or operational risk.

Termination does not affect rights or obligations that accrued before termination.

32. PRIVACY

Our collection and use of personal information is governed by our Privacy Policy.

Because we serve users internationally, different privacy and data-protection laws may apply depending on the user’s location.

Please review our Privacy Policy for information about how we collect, use, store and protect personal information.

33. GLOBAL DATA AND TECHNOLOGY USE

Because our Platform may use AI, cloud services, third-party technology providers, databases and other service providers, information may be processed using technology infrastructure located in different countries, subject to applicable data-protection requirements.

Details of our handling of personal data are set out in our Privacy Policy.

34. GOVERNING LAW

These Terms are governed by the laws of England and Wales, except to the extent that mandatory laws applicable to you cannot legally be excluded.

Subject to mandatory consumer protection rights and other non-excludable rights applicable to you, the courts of England and Wales shall have jurisdiction over disputes arising from or relating to these Terms or your use of StudyAbroadMarket.com.

Nothing in these Terms is intended to prevent a consumer from exercising a mandatory legal right to bring proceedings in another jurisdiction where such a right exists.

35. INTERNATIONAL CONSUMER PROTECTION

If you are located outside the United Kingdom, you may have mandatory rights under the laws of your country.

Nothing in these Terms is intended to deprive you of any mandatory protection that cannot legally be excluded.

Where there is a conflict between these Terms and a mandatory legal requirement applicable to you, the mandatory legal requirement will apply to the extent required by law.

36. SEVERABILITY

If any provision of these Terms is determined to be unlawful, invalid or unenforceable, that provision shall be modified or removed to the minimum extent necessary.

The remaining provisions will continue to apply.

37. NO WAIVER

If we do not immediately enforce a provision of these Terms, that does not mean that we waive our right to enforce that provision later.

38. ENTIRE AGREEMENT

These Terms, together with any applicable order information, Service description, Privacy Policy, Refund Policy and other terms expressly incorporated into the relevant purchase, constitute the agreement between you and Medicto Ltd regarding your use of the relevant Services.

39. CONTACT

StudyAbroadMarket.com
Operated by Medicto Ltd
Company Number: 10447946
United Kingdom

For questions regarding these Terms, please use the contact information published on StudyAbroadMarket.com. You can reach us through our contact page.

IMPORTANT USER NOTICE

PLEASE READ BEFORE USING STUDYABROADMARKET.COM

StudyAbroadMarket.com is an independent information and research platform operated by Medicto Ltd, UK.

We use artificial intelligence, automated systems, databases and third-party information in providing some of our Services. Information may therefore contain errors, omissions or outdated information and may not be 100% accurate or up to date.

We do not guarantee or promise:

  • university admission;

  • course admission;

  • scholarships;

  • student visas;

  • immigration approval;

  • work permits;

  • post-study work rights;

  • employment;

  • permanent residence;

  • citizenship;

  • qualification recognition; or

  • any other particular outcome.

We do not take money from universities in exchange for promoting or recommending them.

You are responsible for conducting your own due diligence and verifying important information directly with universities, governments, immigration authorities, regulators and other official sources.

You are also responsible for understanding and complying with the laws applicable to you in your home country, destination country and any other relevant jurisdiction.

Purchasing a report or using our Services does not create any promise, guarantee or entitlement to admission, a visa or any other particular outcome.

Reports and research Services are generally non-refundable once purchased or delivered, subject always to any mandatory consumer rights that cannot legally be excluded.

By using StudyAbroadMarket.com, you acknowledge and accept these limitations and agree that you remain responsible for your own decisions and due diligence.